Occupation information for Credit Authorizers, Checkers, and Clerks District Of Columbia

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Typical education needed for entry: High school diploma or equivalent

Typical work experience needed for a job in this occupation: No work experience

Typical on-the-job training once you have a job in this occupation: 1 to 12 months on-the-job training

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• Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
• Keep records of customers' charges and payments.
• Compile and analyze credit information gathered by investigation.
• File sales slips in customers' ledgers for billing purposes.
• Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
• Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
• Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
• Mail charge statements to customers.
• Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
• Relay credit report information to subscribers by mail or by telephone.

Tools:

• Laser fax machine
• Laser printers
• Magnetic stripe readers and encoders
• Personal computers
• Photocopiers

Technology:

• Accounting software
• Data base user interface and query software
• Electronic mail software
• Financial analysis software
• Internet browser software

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